A mortgage is likely to be the single largest financial commitment you ever make. There’s a wide range of mortgage products out there, with varying interest rates and repayment options available.
First Time Buyers – FTB
People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
Buying a home
Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs.
Remortgaging means switching your mortgage to another deal – often with another lender. Most people remortgage because their existing deal has ended.
Buy to Let Mortgages
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property.
With options for overpayment and payment ‘holidays’, a flexible mortgage can make the traditional 25-year British mortgage look rather old-fashioned.
Second Charge Loans
Second charge loans can be secured against residential or Buy to Let properties.
WHY Choose Us?
We offer help and assistance with the whole process of buying a house or flat, we offer products from a comprehensive range of mortgages from across the market which means we have access to the products representing most lenders in the United Kingdom , we will choose the right mortgage to suit your needs.
- We will guide you through the whole process from making and offer to moving in
- We have access to a panel of solicitors to find you a conveyancer
- No mortgage no fee, if we can not get you a mortgage you will pay no fee
Buy to let mortgages are not regulated by the Financial Conduct Authority.
A fee of between £195 and £995 payable at the outset. The total fee will be based on your personal circumstances, employment record and credit history. Typically this will be £495.